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Call for a change in how car insurance premiums is calculated and make it fair

Submitted on Friday 3rd February 2017

Rejected on Saturday 11th February 2017

Current status: Rejected

Rejection code: no-action (see below for details)

Petition Action

Call for a change in how car insurance premiums is calculated and make it fair

Petition Details

Methods of calculating car insurance premiums are not as clear or fair & take into account factors that are not relevant today. It is therefore important to hold to account companies & to review the methods in calculating a premium so that is fair & meets the needs of the policy holder.

Additional Information

As a driver, I have yet to see a reduction in my insurance premiums, each year sees a £40 to £60 rise in the cost of this premium despite having several years worth of no claims bonus applied. The persons employment status, their job and crime figures should not factor in to what a person should end up paying, driving tests ensure that a minimum level of competency is met in order to drive, therefore length of time and driving experience should factor more in calculating a fair premium.


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This petition was rejected

The Government e-Petitions Team gave the following reason:

The cost of car insurance is a decision for insurance companies to make, rather than the Government or Parliament.

You could start a petition asking for tighter regulation of car insurance costs, or asking the Government to work with insurance companies to lower the costs.

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