Stop Insurance companies robbing our pensions

Charges and stripping bonuses paid to pensions have reduced some by as much as 45% compares to a decade ago. Most pesions are just a scam and money maker for the big chiefs who are no better than thieves in the night. Annuities are practically worthless.
Isuggest a savings from wages and full retuen of money with interest at retirement would be much better.
If i save £ 100,000 i want it now not at £300 a month thank you very much.
Where does it all go if i die? In someone elses pocket.
Crooks ! Crooks ! Crooks !

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