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Credit Cards automatically disabled by the provider after 12 months of none use.

Submitted on Wednesday 11th November 2015

Rejected on Monday 16th November 2015

Current status: Rejected

Rejection code: irrelevant (see below for details)

Petition Action

Credit Cards automatically disabled by the provider after 12 months of none use.

Petition Details

With the increase in Credit Card fraud, I have concerns about the amount of currently active credit cards currently being unused. I think that all credit cards that have been cleared of any monies owing and not used within a 12 month period should be disabled by the provider.

Additional Information

I receive credit card statements through the post, for credit cards that I have not used for years. I try to cancel them but its always too much hassle or they convince me to keep the card, just in case. I don't even know what credit cards I have, but I do know they have been paid off with a zero balance. If all unused credit cards with zero balance were removed from the system this would decrease credit card fraud due to lesser amount of live credit cards.


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This petition was rejected

The Government e-Petitions Team gave the following reason:

This is a decision for credit card providers to take.

If you would like Parliament to change the law so that credit card providers are required to do this, you could start a petition asking for that.

Have your say on this petition!

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