Banks and Risk Exposure of Retail Customers

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Banks and Risk Exposure of Retail Customers

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The government should allow a degree of risk exposure to retail banking customers which should be no more than between 8-10% of their deposited amount, as customers' awareness of risk would help encourage better stewardship by executives in the bank and more prudent usage/selection of financial products by customers. The current situation encourages a laissez-faire attitude to risk, as the tax payer is seen as the safety net for any savings, etc.

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