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Change car insurance law to insure driver rather than vehicle for road risks

Submitted on Tuesday 7th February 2017

Published on Tuesday 28th February 2017

Current status: Closed

Closed: Tuesday 2nd May 2017

Signatures: 123

Tagged with

Law

Petition Action

Change car insurance law to insure driver rather than vehicle for road risks

Petition Details

Car insurance has been incomprehensibly expensive for years, only getting more expensive when you use your policy and make a claim. The biggest rip off from a consumer's point of view is for people who, for whatever reason, run more than one vehicle.

Additional Information

It is only physically possible to drive one vehicle at once so why are we paying a double premium? The largest portion of a vehicle insurance policy is Road risks so my proposition is a driver specific insurance for road risks and an optional, much smaller vehicle premium for fire and theft.

Multi car insurance policies do exist but their premiums don't represent the true risk to the insurance company, usually offering a maximum of a 25% discount in a very small number of cases.


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