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Provide flat rate state car insurance

Submitted on Sunday 23rd October 2011

Rejected on Wednesday 21st June 2017

Current status: Rejected

Rejection code: duplicate (see below for details)

Petition Action

Provide flat rate state car insurance

Additional Information

As car insurance is a legal requirement, yet is sold by unregulated, private insurance companies, we have an entire generation of drivers being priced out of driving - most drivers being quoted more than triple the value of their vehicle. This backs up the statistic that 1 in 5 young drivers would consider driving uninsured because obtaining insurance is simply too expensive.

The Government should provide flat rate car insurance where drivers - regardless of age, gender or location - pay the same small fee for basic car insurance. Anyone who wants more options with their insurance (E.G courtesy car) can choose to shop with private insurers. Not only will this make insurance more affordable for many, it would also create Government jobs and hopefully make a difference in the number of people driving without insurance.


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This petition was rejected

The Government e-Petitions Team gave the following reason:

There's already a petition about this issue. We cannot accept a new petition when we already have one about a very similar issue.

You are more likely to get action on this issue if you sign and share a single petition.

The insurance industry is regulated by the Financial Services Authority.

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