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Force credit reference agencies to rectify any incorrect information immediately

Submitted on Monday 9th April 2018

Rejected on Monday 16th April 2018

Current status: Rejected

Rejection code: no-action (see below for details)

Petition Action

Force credit reference agencies to rectify any incorrect information immediately

Petition Details

Many credit reference agencies have incorrect information about people on their credit files. This includes defaults for debts people didn't owe or unpaid mobile phone bills they were unaware of. The credit agencies will only let the company who have made the mistake correct the file. This is wrong

Additional Information

https://www.theguardian.com/money/2017/jul/17/credit-score-angencies-break-lives-lenders-no-mortgage

Many people have lost their homes or been refused rental or mortgage through the fault of incorrect data on their file. This lasts for six years and there is nothing that can be done by the person suffering. An individual agency or the person themselves should be able to remove any incorrect data on their file if it is proven wrong. Also debts for less than £1000 should be removed within 2 years


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This petition was rejected

The Government e-Petitions Team gave the following reason:

Petitions need to call on the Government or Parliament to take a specific action.

We're not sure whether you'd like credit agencies to have to correct credit files within a minimum time; whether you'd like people to be able to correct their own credit record in certain circumstances; or whether you'd like records of debts of less than £1,000 to be removed after two years.

You could start a new petition explaining clearly what you would like the Government or Parliament to do.

Have your say on this petition!

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