Submitted on Tuesday 17th March 2020
Rejected on Thursday 26th March 2020
Current status: Rejected
Rejection code: irrelevant (see below for details)
Freeze mortgage, credit & rental re-payments until a cure for COVID-19 is found
As the government implements policies to prevent the spread of COVID-19, society should demand to be given a 12 month payment holiday on all mortgage, rental and credit repayments particularly when it is impossible to find work at this time and given the level of uncertainty.
The government need to implement emergency legislation that will ensure society can focus on caring for their loved ones without getting into more debt. It is completely unsustainable to expect people to stay in doors, receive threatening letters of missed payments, whilst simultaneously caring for their family.
Legislation would ensures the government will cover the hole it would cause borrowing money that has never been so cheap to access.
Payment holidays should not affect credit ratings
You can't sign this petition because it was rejected. But you can still comment on it here at Repetition.me!
The Government e-Petitions Team gave the following reason:
We can't accept your petition because suspending payments for mortgages, rent and loans is a matter for individual lenders and landlords, and not the UK Government or Parliament.
People with mortgages can ask for a mortgage holiday from lenders. You can find out more here: www.fca.org.uk/consumers/mortgages-coronavirus-consumers
Since this petition was started, the Government has announced a ban on evictions from social or private rented accommodation while this national emergency is taking place. You can find out more here: www.gov.uk/government/news/complete-ban-on-evictions-and-additional-protection-for-renters
You can find out about what Government support is available for people as a result of coronavirus (under the section on employment and financial support) here: www.gov.uk/coronavirus
If you want the Government to encourage lenders, landlords and utilities to freeze payments during lockdown, you may wish to sign this petition: petition.parliament.uk/petitions/302256
If you want the Government to implement Universal Basic Income to give home and food security during the coronavirus outbreak, you may also wish to sign this petition: petition.parliament.uk/petitions/302284
You can find out more about coronavirus and how you can protect yourself and others here: www.nhs.uk/conditions/coronavirus-covid-19/
You can read NHS tips to help if you are worried about coronavirus here: www.nhs.uk/oneyou/every-mind-matters/coronavirus-covid-19-anxiety-tips
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