Submitted on Thursday 19th March 2020
Rejected on Tuesday 14th April 2020
Current status: Rejected
Rejection code: irrelevant (see below for details)
Stop COVID-19 pandemic affecting credit files for people who can’t pay
To stop creditors that you are unable to pay during this pandemic affecting your credit file.
So many people losing their jobs and income & unable to pay credit card bills, car finance etc. We need to be able to take a payment holiday with no ongoing consequences once things are back to normal.
This will have a huge detrimental affect on people trying to get back on their feet after this pandemic is over. Having your credit file marked has so many consequences when people are going to need all the help they can get.
Thousands of people will not have the means to pay creditors if losing their jobs & income. To then be put in a situation where you can not obtain anything at a later date because you missed it were unable to make the minimum payments is totally unfair.
You can't sign this petition because it was rejected. But you can still comment on it here at Repetition.me!
The Government e-Petitions Team gave the following reason:
The preparation and scoring of credit reports is a matter for individual credit reference agencies in cooperation with lenders, not the Government or Parliament. The UK's three credit reference agencies have all issued statements and advice about what people should do if they are facing financial difficulties as a result of the outbreak. You can find these here:
TransUnion: www.transunion.com/covid-19
Equifax: www.equifax.com/about-equifax/covid-19-and-your-credit-score/
Experian: www.experian.co.uk/consumer/help-discover/discover/guides/supporting-you.html
We have published a petition calling on the Government to encourage credit agencies to show consideration to negative transactions that have occurred during the coronavirus outbreak, which you may wish to sign: petition.parliament.uk/petitions/314622
You can find out more about coronavirus and how you can protect yourself and others here:
NHS website: www.nhs.uk/conditions/coronavirus-covid-19/
UK Government website: www.gov.uk/coronavirus
You can read NHS tips to help if you are worried about coronavirus here: www.nhs.uk/oneyou/every-mind-matters/coronavirus-covid-19-anxiety-tips
You may also be interested to know that because of the large number of petitions that have been started in relation to coronavirus, the Petitions Committee has been questioning the Government about its response to the coronavirus outbreak.
Find out more and watch the Committee put questions suggested by petitioners to Government Ministers and the Deputy Chief Medical Officer: committees.parliament.uk/committee/326/petitions-committee/news/145767/committee-question-deputy-chief-medical-officer-and-ministers-on-coronavirus-response/
Read correspondence with Government Ministers asking further questions: committees.parliament.uk/committee/326/petitions-committee/publications/3/correspondence/
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