Submitted on Sunday 22nd March 2020
Rejected on Wednesday 1st April 2020
Current status: Rejected
Rejection code: irrelevant (see below for details)
Force insurance companies to pay for business disruption 4 notifiable disease.
Many businesses that have cover for business disruption for notifiable disease. However as Coronavirus was not listed or found at the premises many insurance companies are not paying out. Businesses are being forced to close as Coronavirus is in the country and chancellor stated claims should happen
Insurance companies should not be able to get out of paying out due to a single word. They state notifiable disease and so should payout. Many businesses are affected.
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The Government e-Petitions Team gave the following reason:
The decision to pay out under a policy is one for individual insurance companies, not the UK Government or Parliament.
If you are unhappy with the decision of your insurer you should complain directly to them.
If you are unsatisfied with how an insurer responds to your complaint you may wish to contact the financial ombudsman: www.financial-ombudsman.org.uk/businesses/complaints-deal/insurance
You can find out what Government support is available for businesses as a result of the coronavirus here: www.businesssupport.gov.uk/
You can find out about what Government support is available for people as a result of coronavirus (under the section on employment and financial support) here: www.gov.uk/coronavirus
You can find out more about coronavirus and how you can protect yourself and others here: www.nhs.uk/conditions/coronavirus-covid-19/
You can read NHS tips to help if you are worried about coronavirus here: www.nhs.uk/oneyou/every-mind-matters/coronavirus-covid-19-anxiety-tips
You may also be interested to know that because of the large number of petitions that have been started in relation to coronavirus, the Petitions Committee has been questioning the Government about its response to the coronavirus outbreak.
Find out more and watch the Committee put questions suggested by petitioners to Government Ministers and the Deputy Chief Medical Officer: committees.parliament.uk/committee/326/petitions-committee/news/145767/committee-question-deputy-chief-medical-officer-and-ministers-on-coronavirus-response/
Read letters sent to Government Ministers on 30 March: committees.parliament.uk/committee/326/petitions-committee/publications/3/correspondence/
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