Submitted on Thursday 26th March 2020
Rejected on Wednesday 1st April 2020
Current status: Rejected
Rejection code: irrelevant (see below for details)
Require insurers to recognise Covid-19 and compensate for business interruption
The government must enforce insurers to recognise Covid-19 and provide compensation for business interruption where any such policy is in place; regardless of a policy’s specific wording or exclusions which insurers are relying on to deny all claims. The insurance companies must be held accountable.
Most businesses affected by Covid-19, have discovered that although they paid a higher premium for ‘business interruption insurance’, most insurers are using every attempt to deny/exclude any cover relating to Covid and subsequent closures.
Just some of the examples of excuses used are:
• Covid is a virus not a disease;
• Even if it were a disease it would need to manifest within the business itself;
• Closure to all businesses by the government is not included ...
There are many more!
You can't sign this petition because it was rejected. But you can still comment on it here at Repetition.me!
The Government e-Petitions Team gave the following reason:
The decision to pay out under a policy is one for individual insurance companies, not the UK Government or Parliament.
If you are unhappy with the decision of your insurer you should complain directly to them.
If you are unsatisfied with how an insurer responds to your complaint you may wish to contact the financial ombudsman: www.financial-ombudsman.org.uk/businesses/complaints-deal/insurance
You can find out what Government support is available for businesses as a result of the coronavirus here: www.businesssupport.gov.uk/
You can find out about what Government support is available for people as a result of coronavirus (under the section on employment and financial support) here: www.gov.uk/coronavirus
You can find out more about coronavirus and how you can protect yourself and others here: www.nhs.uk/conditions/coronavirus-covid-19/
You can read NHS tips to help if you are worried about coronavirus here: www.nhs.uk/oneyou/every-mind-matters/coronavirus-covid-19-anxiety-tips
You may also be interested to know that because of the large number of petitions that have been started in relation to coronavirus, the Petitions Committee has been questioning the Government about its response to the coronavirus outbreak.
Find out more and watch the Committee put questions suggested by petitioners to Government Ministers and the Deputy Chief Medical Officer: committees.parliament.uk/committee/326/petitions-committee/news/145767/committee-question-deputy-chief-medical-officer-and-ministers-on-coronavirus-response/
Read letters sent to Government Ministers on 30 March: committees.parliament.uk/committee/326/petitions-committee/publications/3/correspondence/
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