Have your say on government e-petitions

Force car insurance companies to pass on savings from claims that wont happen

Submitted on Monday 30th March 2020

Rejected on Thursday 14th May 2020

Current status: Rejected

Rejection code: irrelevant (see below for details)

Petition Action

Force car insurance companies to pass on savings from claims that wont happen

Petition Details

Car insurance premiums are calculated using data from previous years to work how how much they will need to pay out and put that money aside.

With the current lockdown they are enjoying a significant reduction in claims, but pass on no savings to you, even temporarily.

Every penny counts.

Additional Information

This is a mandatory legal requirement for insurance, yet the insurance companies are not reducing premiums for the government enforced lockdown, which massively benefits insurer's by charging the same premiums but enjoying lower monthly costs.

A mandatory reduction in premiums should be in place to those who are no longer using their car/s.


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This petition was rejected

The Government e-Petitions Team gave the following reason:

Insurance policies are private arrangements between individual insurance companies and policy holders, and are not the responsibility of the Government or Parliament.

The Association of British Insurers has published advice about the impact of coronavirus on different types of insurance, and suggests that if you want to keep your car but won't drive it for a while you should contact your insurance provider to see how they can support you: www.abi.org.uk/products-and-issues/topics-and-issues/coronavirus-hub/motor-insurance/

You can find out more about coronavirus and how you can protect yourself and others here:

www.gov.uk/coronavirus
www.nhs.uk/conditions/coronavirus-covid-19/

The Government has also created an online service to help you out what you can do if you’re struggling because of coronavirus: www.gov.uk/find-coronavirus-support

You can read NHS tips to help if you are worried about coronavirus here: www.nhs.uk/oneyou/every-mind-matters/coronavirus-covid-19-anxiety-tips

You can read impartial analysis of the Government response to coronavirus and policy developments here: commonslibrary.parliament.uk/coronavirus/

You may also be interested to know that because of the large number of petitions that have been started in relation to coronavirus, the Petitions Committee has been questioning the Government about its response to the coronavirus outbreak.

Find out more and watch the Committee put questions suggested by petitioners to Government Ministers and the Deputy Chief Medical Officer: committees.parliament.uk/committee/326/petitions-committee/news/145767/committee-question-deputy-chief-medical-officer-and-ministers-on-coronavirus-response/

Read letters asking further questions of Government Ministers: committees.parliament.uk/committee/326/petitions-committee/publications/3/correspondence/

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3.17.68.14 Sun, 05 May 2024 02:59:18 +0100