Submitted on Wednesday 1st April 2020
Rejected on Tuesday 14th April 2020
Current status: Rejected
Rejection code: irrelevant (see below for details)
Credit Score holiday on households/businesses Covid19 financial arrangements.
1. Stop any credit score impact on households, small-medium businesses, self employed and individuals looking to make any financial arrangements to make it through this tough times.
2. Further more, cease credit score as criteria for 3 months for any of the Covid19 financial arrangements.
It is not fair to be denied help due to credit score in this national emergency! Further more there is no possible way to get your score back up under these circumstances. In this national health and economical emergency credit score freeze-holiday and/or no credit score search impact SHOULD BE ENFORCED ASAP specially business wise. It’s a contradiction trying to help people while pushing them over through credit score ruin.
You can't sign this petition because it was rejected. But you can still comment on it here at Repetition.me!
The Government e-Petitions Team gave the following reason:
The preparation and scoring of credit reports is a matter for individual credit reference agencies in cooperation with lenders, not the Government or Parliament. The UK's three credit reference agencies have all issued statements and advice about what people should do if they are facing financial difficulties as a result of the outbreak. You can find these here:
TransUnion: www.transunion.com/covid-19
Equifax: www.equifax.com/about-equifax/covid-19-and-your-credit-score/
Experian: www.experian.co.uk/consumer/help-discover/discover/guides/supporting-you.html
We have published a petition calling on the Government to encourage credit agencies to show consideration to negative transactions that have occurred during the coronavirus outbreak, which you may wish to sign: petition.parliament.uk/petitions/314622
You can find out more about coronavirus and how you can protect yourself and others here:
NHS website: www.nhs.uk/conditions/coronavirus-covid-19/
UK Government website: www.gov.uk/coronavirus
You can read NHS tips to help if you are worried about coronavirus here: www.nhs.uk/oneyou/every-mind-matters/coronavirus-covid-19-anxiety-tips
You may also be interested to know that because of the large number of petitions that have been started in relation to coronavirus, the Petitions Committee has been questioning the Government about its response to the coronavirus outbreak.
Find out more and watch the Committee put questions suggested by petitioners to Government Ministers and the Deputy Chief Medical Officer: committees.parliament.uk/committee/326/petitions-committee/news/145767/committee-question-deputy-chief-medical-officer-and-ministers-on-coronavirus-response/
Read correspondence with Government Ministers asking further questions: committees.parliament.uk/committee/326/petitions-committee/publications/3/correspondence/
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