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Amend Holiday Travel Insurance.

Submitted on Tuesday 12th May 2020

Rejected on Monday 28th September 2020

Current status: Rejected

Rejection code: irrelevant (see below for details)

Petition Action

Amend Holiday Travel Insurance.

Petition Details

As it stands travel insurance is required (not sure if its required by law )
When you book a holiday abroad. The cover is required for cancellation of holiday and health cover for the period you are on holiday. Costs depend on location you go to.

Additional Information

Change the terms of the policy to cover the following circumstances.
If your holiday is cancelled and you receive a full refund from the travel agent. If you can not re book another holiday within the insurance cover period.
You are not going on holiday, Therefore the health cover is not required or used.

As you did not use the service, why will the insurance company's not refund your premium, they have had no risk what so ever.
A service or handling charge to cover administration yes but to retain
the full premium, often in the £500 reign dependent on age and health.
I think its morally reprehensible to treat people this way.
I took out the insurance to provide the cover I required at the price quoted.
But can not get a refund on some thing I never used or needed.


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This petition was rejected

The Government e-Petitions Team gave the following reason:

Petitions need to call on the Government or Parliament to take a specific action.

We're not sure exactly what you'd like the Government or Parliament to do. Travel insurance products are not a legal requirement to travel, although some airlines may have this requirement in the terms and conditions. Providing refunds is a matter for individual companies. It is for individual consumers to choose the right insurance policy for them.

You can find more information about consumer rights and travel here: www.theretailombudsman.org.uk/consumer-advice-travel/

You could start a new petition explaining clearly what you would like the Government or Parliament to do.

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