Submitted on Monday 16th April 2012
Published on Tuesday 17th April 2012
Current status: Closed
Closed: Wednesday 17th October 2012
Signatures: 15
Regulate Rent to Appear on Credit Reports
I propose that the household rental market is reformed so that rental payments appear on credit reports.
I find it amazing that a credit check is done before someone can rent a property, yet no record is kept to show good and late payments.
I believe this should be one of the most important factors mortgage lenders look at when making a decision, after all, it is often our greatest expense and has much more relation to our ability to manage mortgage payments.
I would like the government to create a mechanism, which records with credit reference agencies, the rental payments made by tenants to landlords.
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