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Limit the amount of time cifas can stay on your credit to 13 months

Submitted on Friday 27th August 2021

Rejected on Wednesday 1st September 2021

Current status: Rejected

Rejection code: irrelevant (see below for details)

Petition Action

Limit the amount of time cifas can stay on your credit to 13 months

Petition Details

Prevent banks from putting a cifas marker on people’s accounts for longer than 13 months for first time offenders.

Additional Information

Today having a bank account to do online transactions and make contactless payments is a necessity.A cifas marker most times affects young people who unknowingly become money mules.Or it even affects online sellers who are paid with a hacked account or by a fraudulent charge back.Banning people from having a bank account for 6 years puts a strain on their lives and relegates them to a financial Stone Age. With 1.3 million unbanked in the UK, we should take steps in improving financial inclusion.


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This petition was rejected

The Government e-Petitions Team gave the following reason:

Petitions must call for a specific action that the UK Government or House of Commons is responsible for.

Decisions about taking action in the case of fraud is a matter for individual banks and fraud prevention bodies such CIFAS, not the Government or House of Commons.

As a result it is not possible for the Government or House of Commons to take the action you have requested.

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