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Automatic mortgage eligibility after 5 years no missed rent payments!

Submitted on Thursday 9th June 2022

Rejected on Tuesday 14th June 2022

Current status: Rejected

Rejection code: irrelevant (see below for details)

Petition Action

Automatic mortgage eligibility after 5 years no missed rent payments!

Petition Details

Working individuals and families should be automatically eligible for a mortgage after 5 years in work and no missed rent payments!

Additional Information

It is the reality for most people, they can afford a mortgage however will never be eligible to obtain a mortgage? I would like the government to offer an incentive approach. All working individuals who remain in work, along-side never missing a payment of rent for 5 years should automatically be eligible for a mortgage. This will entice those to stay in work and boost consistent rent payments, as well as giving families somewhere to settle, we dont want to pay our landlords mortgage!


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This petition was rejected

The Government e-Petitions Team gave the following reason:

We can't accept your petition because the UK Government and Parliament aren't responsible for the issue you raise.

Decisions about whether to offer mortgages are a matter for individual lenders, not the Government or House of Commons.

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