Submitted on Friday 28th March 2014
Published on Monday 31st March 2014
Current status: Closed
Closed: Monday 30th March 2015
Signatures: 6
credit reference agencies should use different credit score for mortgages
Mortgages are probably one of the biggest purchases that people will make. Your credit score for mortgages and loans should be separate. Some people have been having trouble paying off extortionate credit card bills but have never defaulted on their mortgage . A default against a credit card means banks are not giving the best new rate on a new mortgage deal when a fixed rate comes to an end and this is causing people to lose their homes and not be able to pay. This is so wrong and needs to be changed.
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