Submitted on Tuesday 11th July 2023
Rejected on Wednesday 19th July 2023
Current status: Rejected
Rejection code: irrelevant (see below for details)
Change the application of No Claims Bonus (NCB) from a vehicle to an individual.
To make it the case that earned NCB is applied to all vehicles of the same type insured by a proposer rather than the current situation were insurers are able to increase premiums on additional vehicles as NCB is tied to a single vehicle.
Premiums are based upon risk, and insurers can charge more for a vehicle that does not have a NCB against it despite the proposer holding a NCB against another vehicle which reflects a lower risk. This means that the insurers are charging for a risk that does not exist which is unfair for the consumer. By allowing a NCB to be earned by an individual which can be applied to all vehicles of the same type the consumer will get a better, and fairer, deal that reflects the risk they present.
You can't sign this petition because it was rejected. But you can still comment on it here at Repetition.me!
The Government e-Petitions Team gave the following reason:
We can only accept petitions about things the Government or Parliament are directly responsible for.
Decisions about whether to offer a no-claims bonus are a matter for individual car insurance companies, not the UK Government or Parliament.
3.147.126.242 Mon, 20 May 2024 08:32:32 +0100
