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Introduce a staged system for insurance cancellations

Submitted on Sunday 17th March 2024

Rejected on Wednesday 3rd April 2024

Current status: Rejected

Rejection code: irrelevant (see below for details)

Petition Action

Introduce a staged system for insurance cancellations

Petition Details

Create a system to separate reasons for insurance cancellations to allow for providers to differentiate between people trying to gain from insurance fraud and people making genuine mistakes

Additional Information

Introduce a mandatory 3 stage system to easily show the reasons for cancellations.
Stage 1: genuine accidents such as lost black box, apps not working, payment missed 2 maximum etc.
Stage 2: knowingly reporting incorrect information such as address, named driver experience, NCB.
Stage 3: trying to defraud the Insurance provider. ie, falsely reporting a car as stolen, arson, purposely causing a crash.

All above are examples and can be adjusted.


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This petition was rejected

The Government e-Petitions Team gave the following reason:

Insurance policies are the responsibility of individual insurance companies.

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