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Insurance should be on the car itself instead of the individuals who drive it

Submitted on Wednesday 27th March 2024

Rejected on Tuesday 9th April 2024

Current status: Rejected

Rejection code: irrelevant (see below for details)

Petition Action

Insurance should be on the car itself instead of the individuals who drive it

Petition Details

Car insurance should not be decided by demographic, geographic or psychographic factors, but by the History of the car model. For example. Theft Rates, Acceleration, Accident Rates.

Additional Information

Shifting the focus of car insurance to the vehicle rather than the driver in the UK could offer a fairer system, particularly for young or inexperienced drivers facing high premiums. It could encourage the use of safer vehicles, simplify the insurance process by focusing on the car's features, and reduce discrimination based on age or driving history.


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This petition was rejected

The Government e-Petitions Team gave the following reason:

Decisions about what car insurance products to offer are a matter for individual insurers, not the UK Government or Parliament.

We have published the following petitions, which you might like to sign:

Stop car insurers considering age of driver when setting insurance policies
petition.parliament.uk/petitions/653927

Create a state-owned car insurance provider
petition.parliament.uk/petitions/656026

Place a Cap on Motor Insurance Premium Increases
petition.parliament.uk/petitions/649918

Have your say on this petition!

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