Submitted on Saturday 14th June 2014
Rejected on Wednesday 21st June 2017
Current status: Rejected
Rejection code: irrelevant (see below for details)
convert credit card debts to loans
I have a number of credit cards with large balances which never go down due to the extortionate interest rates. I would like to be able to convert the credit card debts into loans and cancel the cards. I can't because I'm told that I cannot afford the loan repayments, yet I've been paying the interest on the credit cards for decades. It should be a right for a citizen of this country to convert a credit card debt into a loan at the standard high street bank loan interest rate, without having to go through all of the affordability tests. Also, doing this should not affect any credit rating.
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The Government e-Petitions Team gave the following reason:
3.145.156.46 Sat, 27 Apr 2024 19:08:23 +0100
