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Change the morgage criteria

Submitted on Wednesday 12th February 2025

Rejected on Wednesday 26th March 2025

Current status: Rejected

Rejection code: irrelevant (see below for details)

Petition Action

Change the morgage criteria

Petition Details

To consider using benefits to get a mortgage

Additional Information

This would help greatly with the housing problems
Some people can afford a mortgage on benefits but are unable to get one due to having to have a great credit report and a job earning 3 x more than the morgage or a guarantor
Most people do not have this but can easily afford a mortgage which is alot cheaper than private rentals


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This petition was rejected

The Government e-Petitions Team gave the following reason:

We can only accept petitions about things the Government or Parliament are directly responsible for.

Decisions about eligibility for mortgages are a matter for the mortgage provider, not the UK Government or Parliament.

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