Have your say on government e-petitions

Require car insurance companies to insure the car, not the driver

Submitted by Salih Onen on Saturday 6th September 2025

Published on Thursday 9th October 2025

Current status: Closed

Closed: Thursday 9th April 2026

Signatures: 70

Relevant Departments

Tagged with

car insurance ~ Cars ~ Closer ~ Companies ~ drivers ~ European countries ~ Europeans ~ Families ~ insurance ~ system ~ the car

Petition Action

Require car insurance companies to insure the car, not the driver

Petition Details

We believe car insurance companies should be required to insure cars only, rather than individual drivers.

Additional Information

The current UK system ties insurance mainly to drivers, which we believe makes premiums unfairly high for young and occasional drivers, and complicated for families sharing cars. We believe insuring the car instead would simplify coverage, reduce costs for households, and bring the UK closer to systems used in other European countries.


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