Submitted on Saturday 20th September 2025
Rejected on Tuesday 14th October 2025
Current status: Rejected
Rejection code: already-happening (see below for details)
Change car insurance rules so one policy covers the vehicle not just the driver.
Update UK car insurance laws to allow any household member to drive a car under one policy, like in other European countries.
In the UK, multiple drivers in a household must each have separate insurance, even for the same car. This system penalises families, young drivers, and low-income households, while insurance companies profit. Europe uses vehicle based insurance, which is fairer and more affordable.
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The Government e-Petitions Team gave the following reason:
The law on car insurance already allows multiple people to be added to an insurance policy so they can drive the same car.
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