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Change car insurance rules so one policy covers the vehicle not just the driver.

Submitted on Saturday 20th September 2025

Rejected on Tuesday 14th October 2025

Current status: Rejected

Rejection code: already-happening (see below for details)

Petition Action

Change car insurance rules so one policy covers the vehicle not just the driver.

Petition Details

Update UK car insurance laws to allow any household member to drive a car under one policy, like in other European countries.

Additional Information

In the UK, multiple drivers in a household must each have separate insurance, even for the same car. This system penalises families, young drivers, and low-income households, while insurance companies profit. Europe uses vehicle based insurance, which is fairer and more affordable.


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This petition was rejected

The Government e-Petitions Team gave the following reason:

The law on car insurance already allows multiple people to be added to an insurance policy so they can drive the same car.

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