Have your say on government e-petitions

Do not treat student maintenance loans as unearned income for universal credit

Submitted by SADIA Kauser on Saturday 28th March 2026

Published on Friday 24th April 2026

Current status: Open

Open until: Saturday 24th October 2026

Current Signatures: 19
(count is updated approximately hourly)

Relevant Departments

Tagged with

Benefits ~ Build ~ case ~ Children ~ Entitled ~ Loan ~ Mature ~ Reduced ~ Studies ~ Uc ~ Unearned ~ Universal Credit ~ Universities ~ work

Petition Action

Do not treat student maintenance loans as unearned income for universal credit

Petition Details

We believe maintenance loan payments for students should not affect universal credit at £1 for every £1. Other personal loans do not affect UC. Also if you work your UC is reduced by only 55p for every £1 earned, and we don’t know why this isn’t the case for maintenance loans.

Additional Information

We want such loans to be disregarded completely in UC calculations. The students entitled to UC are mainly mature students going back to studying and have a family and children. We feel that the government is penalising mature adults wanting to study later in life. Instead of helping struggling students the government is making it more difficult. Mature students are wanting to build a career and working life for themselves instead of relying on benefits but we believe UC rules make it impossible for people to do this. Government should help people get in to work and study.


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216.73.217.179 Tue, 23 Jun 2026 08:22:55 +0100